3,000 SF custom built Urbanna Creek home in the Urbanna Creek Estates Neighborhood, warm and inviting contemporary home, open floor plan, vaulted ceiling, bright Florida room overlooking the graceful slope to the water, fire pit, park setting, heat pump with oil furnace backup, wood burning fireplace, enclosed wet bar, granite in kitchen and bath, water views throughout the home, dock, boat lift, attached garage, 3 bedrooms, 3.5 baths with a large bonus room for many uses. This home is minutes from Urbanna for shopping, restaurants and so much more. No HOA. Voluntary road maintenance fund is $350/year